As a business owner, you've invested a lot of time, energy and your own money into starting and growing your company to its present state. You need to protect your assets by insuring them properly with the relevant types of commercial insurance because you never know when a customer will slip and fall in your store, or your company vehicle will be involved in an accident. The team at Village Insurance Agency, Inc. can help you determine which coverage is right for your business, and help you find a policy that fits into your budget. Some of the policies we offer are:
New Jersey Commercial Auto Insurance
For delivery-type, lawn care and construction businesses that utilize vehicles, commercial auto insurance is essential. We help you determine the right amount of coverage--such as collision, medical payments, comprehensive and liability--depending on the kinds of vehicles you use.
New Jersey Commercial General Liability Insurance (CGL)
If you operate a business where your customers are coming to your work place, like a gym, child care center or coffee shop, then you'll need a commercial general liability policy to cover you when someone gets hurt on site, or if vandalism or theft occurs. This insurance will help you cover legal and medial costs incurred by such accidents.
New Jersey Commercial Property Insurance
To protect the property on which your business stands, you need insurance that will cover not only the land, but also your inventory and business supplies that are stored on-site. Both natural and unnatural disasters come unannounced, often causing hundreds of dollars worth of damage or more.
New Jersey Workers Compensation
State and local law will dictate how much workers compensation coverage you need to provide for your employees. This protects them if they're hurt on the job, and may not apply to you if you're running your business without employees.
New Jersey Business Owner Package (BOP)
You can save money on your commercial insurance needs with a business owner package which gives you liability, property and business interruption coverage. By purchasing a bundled package, you'll save money and have the peace of mind knowing that you're well-insured.
Our team at Village Insurance Agency, Inc. is here to help you every step of the way; from helping you decide the coverage you need to finding the right policy to helping you file claims, should you need to. Contact us today to better protect your business.